By Sophia Hall

ON LONG ISLAND (WCBS 880) – In Suffolk County, nearly 20,000 90-day pre-foreclosure letters have been sent out to home owners.

That’s the highest number in New York state.

LISTEN: WCBS 880’s Sophia Hall reports

Queens and Nassau County come in second and third.

The letters are required under  state law, so that homeowners have a chance to work with their lenders or with a local agency to help prevent their homes from being foreclosed.

In total, in New York state, 134,000 notices were sent out between February and August.

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