NEW YORK (CBS 2) — Most drivers will probably tell you that they pay too much for auto insurance.

There are a number of factors that help to determine how much a driver will pay for auto insurance and in this edition of Ask Asa, CBS 2′s Asa Aarons explains how you can take advantage of them to lower your rates.

If there is something that you would like to ask Asa about you can contact him here.