GARDEN CITY, N.Y. (CBSNewYork) — It’s an age-old adage: If it seems too good to be true, it probably is.

WCBS 880’s Sophia Hall On The Story

Shawn Boone, 24, walked on to the campus of Nassau Community College and convinced a 19-year-old student that she was eligible to receive a $10,000 loan that she would not have to pay back, according to police.

Boone, who was allegedly dressed nicely and quite the smooth talker, told the student that he was a business accountant and all she needed to do was give him her debit card and PIN number, WCBS 880’s Sophia Hall reported.

The victim did just that.

Boone is accused of stealing $900 from her account. The student called police and he was arrested as he made a visit to her home.

“I think that’s just preying on the most innocent victim is someone who is really in need,” college sophomore Justin Maciera told CBS 2’s Jennifer McLogan.

“I don’t think it’s as unusual just because college students are – there are so many of us and a lot of us are here on scholarship or need the extra help and most of us are paying for it ourselves,” student Kathleen Deiner told McLogan.

Police said the scam was not isolated to Nassau Community College. Boone was caught with four stolen credit and debit cards, some of which belonged to students who attended Hofstra University and Adelphi University, police said.

Boone faces charges of fourth-degree grand larceny, fourth-degree criminal possession of stolen property, and second-degree aggravated harassment.

“I can see it happening,” one student told Hall. “That is very enticing. I mean I would have probably done the same thing.”

1010 WINS’ Carol D’Auria On The Story

Detective Sgt. Michael Cole has advice for anyone else who is approached in a similar fashion.

“Any type of person who approaches, tell them to contact you through the college. Every college does everything through e-mails now,” he told 1010 WINS reporter Carol D’Auria.

Boone has pleaded not guilty and is being held on $50,000 bond, McLogan reported.

Police are asking anyone else who believes he or she has been a victim to please step forward and call them at 1-800-244-TIPS.

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