NEW YORK (CBSNewYork) — Rich or poor, debt or no debt — money can be a thorny issue for many couples.

More: 5 Common Money Mistakes, And How To Avoid Them

It can lead to disagreements, bitter arguments and even divorce. In fact, 70 percent of divorces in this country are due to financial conflict.

Bethany and Scott Palmer, also known as “The Money Couple,” have a combined 43 years of financial planning experience.

In their book, The 5 Money Personalities, they say they’ve cracked the code to avoiding divorce and saving your marriage.

By their account, there are five money personalities. Most folks fall into one category, with a secondary money personality as well.

·    Saver – gets a genuine rush from saving money and rarely spends impulsively
·    Spender – are willing to pay for convenience and live in the moment
·    Security Seeker – are willing to sacrifice and have a plan for the future
·    Flyer – not anxious about money and let others make money decisions about them

Once you know your Money Personality, you can get to the root of money arguments and start working together with your spouse. People say that opposites attract – and money is no difference.

“It’s not just about money management, and its definitely not just about overcoming debt,” the Palmers said. “It is a whole new way of living that will change everything in your relationship”

You can take the quiz online and learn more at

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