What’s peeking out of your cross-body bag, a Teacup Yorkie or a Kindle Fire? Wherever you stow your take-it-with-you must-have’s, your bag has got to be fabulous. Too savvy to spend $1,000 on a handbag? Here’s where to find this season’s hottest clutches, satchels and shoulder bags at prices way below retail. After all, you are what you carry.

Century 21 Department Store

Century 21 (credit: Mario Tama/Getty Images)

22 Cortlandt St.
New York, NY  10007
(212) 227-9092

Iconic Century 21 has been transforming sow’s ear budgets into silk purse finds for over 50 years. Merchandise at C21 ranges from cutting-edge apparel to classic home furnishings, but the star of the show at this Sex and The City favorite is the designer handbag department. Visit any of Century 21’s 6 locations to find this season’s Juicy Couture, Cole Haan, Kate Spade and other right-now-hot handbag designers at 50 to 70 percent less than you’re expecting to dish out.

Photo Credit: coachoutletcoachoutlets.us

Coach Factory Outlet
Woodbury Commons
303 Red Apple Court
Central Valley, NY  10917
(845) 928-7367

The hottest Coach bags from $109-$179 can be found at the Coach Factory Outlet, located in every girl’s discount designer heaven, Woodbury Commons. Styles at the Factory are this season’s must-haves that often aren’t stocked in other stores. Luscious leather Ashley’s in best-selling geranium-tinged orange and signature Coach satchels like Carry-all totes are racing out the door. Grab yours soon at prices that will keep you coming back again and again.

Photo Credit: S&T Famous Bags via Facebook

S&T Famous Bags
1308 King Highway
Brooklyn, NY  11229
(718) 375-2000

This intimate-sized Brooklyn institution carries designer up-to-the-minute handbags, accessories, perfume and cosmetics for women in the know. This season’s hottest handbags by Michael Kors, Badgeley Mishka and Rebecca Minkoff are priced at least 10 percent off regular retail. S&T’s curators have an instinct for picking trendy and dramatic yet wearable accessories. This is the place to grab elegant style at appropriate prices in this season’s must-have colors.

RelatedNYC’s 5 Best Fashion Boutiques for Spring Trends

Photo Credit: Thinkstock.com

Kenneth Cole Outlet
25 Enterprise Ave.
Secaucus, NJ  07094
(201) 319-0140

The cutting-edge styles of Kenneth Cole know no season. The Outlet at Secaucus is a great place to pick up past season’s favorites, from clothing to handbags, all at discounted rates. Why should Jersey girls have all the fun? Secaucus is only an 8 minute train ride from midtown. Innovative KC’s style sense is always ahead of the curve; last year’s darlings can be your this year’s darlings. Choose from among your favorite shapes, including hobos, computer totes and messenger bags.

Photo Credit: moshoes.com

Michele Olivieri
118 Orchard St.
New York, NY  10002
(212) 388-1095
moshoes.comIf exotic leather is your sin-of-choice, get yourself to this mecca of men’s fabulously-discounted designer shoes.

Both locations on NYC’s lower east sidecarry a small, carefully picked selection of coveted, hand-made Los Altos women’s handbags in alligator, stingray and ostrich. Prices on satchels and handbags from $199-$299. Naturally-patterned and jewel-adorned, an impressive selection of ostrich and stingray wallets complete the picture at 33 percent below regular retail.

Related: NYC’s 5 Best Stores to Rent/Borrow Designer Fashions

Corey Whelan is a freelance writer in New York. Her work can be found at Examiner.com.